What is the loan?

Loan is a financial agreement pursuant to which the lender gives money to the borrower for usage. The loan is for charge - the lender is willing to receive the fee for lending the money, which is usually interest.

The loan has a maturity date - each loan is a financial obligation that must be repaid by the maturity date. Loan conditions - loan amount, loan period, payment schedule, interest rate, penalty, other overdue charges, collaterals and other conditions are agreed in the loan contract. Each loan is a financial obligation that must be repaid. Consider the loan terms carefully. As a result of loan repayment default your loan debt might increase due to reminder fees and other costs associated with the debt collection process.

Why to borrow from MONEYZEN?

Reasonable interest rate

MONEYZEN loan interest rates are set as a result of the auction, this is the reason why MONEYZEN offers better terms than competitors.

Borrow up to €10 000

You can apply for an unsecured loan of up to 10 000 euros from MONEYZEN.

Loan period up to 3 years

You can borrow an unsecured loan from MONEYZEN for a loan period up to 3 years.

Calculate repayment

Recommendations before applying for a loan


Consider carefully if you really need a loan and in which amount. If you are able to save the necessary amount monthly, you can avoid loan costs.


Investigate and compare the terms of several loan providers. So you can pick the best offer available. Remember to pay attention to the loan interest rate, annual percentage rate (APR) and what is the total repayment amount of the loan.


All your loan repayments should not exceed 33 percent of your total monthly income. This will enable you to continue repayments during a short period of unemployment, sick leave or after an accident.


Make sure that you have considered all additional terms and costs. Remember to examine all the loan terms and conditions written in small letters. Consult with an expert if necessary to avoid additional obligations.