Invest via MONEYZEN

MONEYZEN is an Estonian crowdfunding platform that stands for speed and convenience. Investing doesn’t have to be complicated – it can be flexible and convenient.

MONEYZEN is a fast and convenient lending and investment platform that connects people through transparent and empathetic financial interactions.

You can get started for as little as 20 € and with no fees. Most importantly, you can set your own desired return and risk level.

Loans issued
0
Principal returned
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Interest earned by investors
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Our customers about us

Small steps. Great future.

  • Start investing with just 20 €
  • Set the interest rate and risk level you want
  • Start earning steady extra income from the next month onwards
  • No service fees

We believe that small steps pave the way for greater future.

We value process’ easiness and transparency, flexibility of terms and principle of responsible lending​.

Set your investment goal

When investing, it’s important to set a goal – what you are investing for.

For example, you want to save for retirement or to support your children’s education, buy a bigger home or increase your annual income.

Set up a long-term strategy and don’t be discouraged by short-term market fluctuations.

24 €
50 € 5000 €
24 months
1 month 48 months
10 %
5 % 25 %
Expected Income:
0.00

Choose your investment strategy

Very low risk
Low risk
Medium risk
High risk
Very high risk

Right from the start, you can set the terms and conditions suitable for you, and decide what risk level of consumer loans and interest rate you want to participate in – whether you only include lower-risk loans in your portfolio and earn a slightly lower return, invest in higher-risk loans, or both. This way, you can be sure that your investment strategy meets your expectations and you can start earning passive income from the next month.

MONEYZEN makes investing simple and convenient

You can start investing from as little as 20 €. When investing in loans, we recommend spreading the risk – not investing all your money in a single loan, but for example in small amounts in loans with different risk levels over several months. In this way, you can spread the risk both across investments and over time. You can change the investment strategy you choose at any time to suit your needs.

From there, everything is automatic. The repayments of the loans issued will be credited directly to your MONEYZEN virtual account, from where you can withdraw them to your bank account at any time.

Your neighbour colleague training partner friend is already investing!

37% OF ESTONIANS INVEST
According to a recent survey*, one in three Estonians, or one in three of the people around us – our colleagues, friends, community members – already invest. The crowdfunding platform MONEYZEN brings together both experienced and new investors who are taking their first steps towards the future.

* Intense Growth Hub, 2024

*The example in the advertisement does not refer to investing through the MONEYZEN platform. According to the 2024 Intense Growth HUB survey, one in three Estonian residents (37%) are investing in various asset classes. The financial service is provided by Moneyzen OÜ. Investing involves risks. Check the terms and conditions at www.moneyzen.eu, read the investment guide and the terms of use. If necessary, consult a professional. Investments are not guaranteed. MONEYZEN has the right to reimburse the principal amount of loans declared non-performing at the expense of ZenFund.

UUDISKIRI

Liitu MONEYZENi uudiskirjaga, et olla kursis viimaste uudiste ja värske infoga rahatarkuse teemadel.

Kinnitame, et kaitseme uudiskirjaga liitunute isikuandmeid ega levita neid kolmandatele osapooltele.

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