Consumer Loan

What is the consumer loan?

Consumer loan or consumer credit is the unsecured loan for the purpose of purchasing an expensive good or service (for example home improvement, travelling, cosmetic surgery, etc.).

Compared to quick loan consumer loan is usually characterized by a longer period and thorough application process. Banks may also offer consumer loans provided additionl collateral is available. Consumer loan is a financial obligation that must be repaid. Consider the loan terms carefully. As a result of loan repayment default your loan debt might increase due to reminder fees and other costs associated with the debt collection process.

Advantages of MONEYZEN Consumer loan

Reasonable interest rate

MONEYZEN loan interest rates are set as a result of the auction, this is the reason why MONEYZEN offers better terms than competitors.

Borrow up to €10 000

You can apply for an unsecured loan of up to 10 000 euros from MONEYZEN.

Loan period up to 3 years

You can borrow unsecured loan from MONEYZEN for up to 3 years.

Calculate repayment

Recommendations before applying for a loan


Consider carefully if you really need a loan and in which amount. If you are able to save the necessary amount monthly, you can avoid loan costs.


Investigate and compare the terms of several loan providers. So you can pick the best offer available. Remember to pay attention to the loan interest rate, annual percentage rate (APR) and what is the total repayment amount of the loan.


All your loan repayments should not exceed 33 percent of your total monthly income. This will enable you to continue repayments during a short period of unemployment, sick leave or after an accident.


Make sure that you have considered all additional terms and costs. Remember to examine all the loan terms and conditions written in small letters. Consult an expert if necessary to avoid additional obligations.