Invest via MONEYZEN
MONEYZEN is a fast and convenient Estonian crowdfunding platform that connects people through transparent and empathetic financial interactions.
You can get started investing in the consumer loans of Estonians for as little as 20 € and with no fees. Most importantly, you can set your own desired return and risk level.
Our customers about us
Apart from the pension system, MONEYZEN was my first real exposure to investing. There is a lot of information on investing and I was looking for a soft test. The service and the way of doing things is simple, human and convenient.
I have been investing with MONEYZEN for over half a year and I am satisfied. First of all, it's very easy and secondly, it allows you to choose a plan that suits you exactly.
MONEYZEN was relatively unknown to me until a while ago, but I was surprised to learn that it is already a 10-year-old crowdfunding platform. I have been growing my investments step by step and for me it is a good thing.
For me, it was convenient to start with basically just a few tens of euros and see how the investment worked. Thanks!
Invested in various asset classes for many years. MONEYZEN attracted me because it offers very flexible options and I have continued to invest.
Small steps. Great future.
- Start investing with just 20 €
- Set the interest rate and risk level you want
- Start earning steady extra income from the next month onwards
- No service fees
We believe that small steps pave the way for greater future.
We value process’ easiness and transparency, flexibility of terms and principle of responsible lending.
Set your investment goal
When investing, it’s important to set a goal – what you are investing for.
For example, you want to save for retirement or to support your children’s education, buy a bigger home or increase your annual income.
Set up a long-term strategy and don’t be discouraged by short-term market fluctuations.
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€Choose your investment strategy
Very low risk
Low risk
Medium risk
High risk
Very high risk
Right from the start, you can set the terms and conditions suitable for you, and decide what risk level of consumer loans and interest rate you want to participate in – whether you only include lower-risk loans in your portfolio and earn a slightly lower return, invest in higher-risk loans, or both. This way, you can be sure that your investment strategy meets your expectations and you can start earning passive income from the next month.
MONEYZEN makes investing simple and convenient
You can start investing from as little as 20 €. When investing in loans, we recommend spreading the risk – not investing all your money in a single loan, but for example in small amounts in loans with different risk levels over several months. In this way, you can spread the risk both across investments and over time. You can change the investment strategy you choose at any time to suit your needs.
- Register as a user on the portal.
- Choose the investment strategy that suits you best: very low, low, medium, high or very high risk.
- To start investing, transfer the suitable amount of money to your MONEYZEN virtual account.
From there, everything is automatic. The repayments of the loans issued will be credited directly to your MONEYZEN virtual account, from where you can withdraw them to your bank account at any time.
37% OF ESTONIANS INVEST
According to a recent survey*, one in three Estonians, or one in three of the people around us – our colleagues, friends, community members – already invest. The crowdfunding platform MONEYZEN brings together both experienced and new investors who are taking their first steps towards the future.
* Intense Growth Hub, 2024
*The example in the advertisement does not refer to investing through the MONEYZEN platform. According to the 2024 Intense Growth HUB survey, one in three Estonian residents (37%) are investing in various asset classes. The financial service is provided by Moneyzen OÜ. Investing involves risks. Check the terms and conditions at www.moneyzen.eu, read the investment guide and the terms of use. If necessary, consult a professional. Investments are not guaranteed. MONEYZEN has the right to reimburse the principal amount of loans declared non-performing at the expense of ZenFund.
