Travel loan
A travel loan is an unsecured consumer loan intended to quickly cover travel expenses or additional costs related to travel. For example, you can use it to buy airline tickets, accommodation or travel insurance.
Our customers about us
There was a need to decide and react quite quickly. When the big summer suddenly arrived overnight, the choice was between repairing a broken-down old-school mower or saving time in the long run and buying a tractor. The MONEYZEN service was very quick and hassle-free. Thank you!
There are many different costs associated with graduation, and as my daughter was doing brilliantly despite the difficult pandemic years, the family decided to take a summer trip before she flies from the nest. Reasonable conditions and a quick process!
Used several times to buy the necessary tools. Getting the money has been fast, reasonable and efficient. I can recommend.
Moving to a new place creates a lot of hopes and dreams, and on the other hand you want to settle in as quickly as possible. We needed a little help with a couple of pieces of furniture, and we were able to get a sense of home more quickly.
There was a rather unexpected situation and the boiler needed to be replaced urgently. I received a quick response to my request and the problem was solved. Thanks!
Advantages of the MONEYZEN travel loan
The interest rate of the MONEYZEN travel loan is determined by an automatic low bidding process among investors and can be therefore more favourable than similar offers from competitors.
We offer unsecured consumer loans of up to 10 000 € for up to 3 years.
The financial service is provided by Moneyzen OÜ. Read the loan terms and conditions and consult an expert. Loan example: annual percentage rate 36,91%, loan amount 1000 €, fixed interest rate 21,52%, contract fee 3%, contribution to Zen Fund 0,9%, monthly administration fee 0,9%, period 24 months, monthly payment 54,64 €, total amount of payments 1350,38 € and total loan repayments 1350,38 €.
Who can apply?
MONEYZEN allows Estonian residents aged 18-73 years old to take out a loan if they have at least 450 € of official monthly income in their bank account.
We offer easy and fast unsecured loans from 500 € to 10 000 € with repayment periods from 3 months to 3 years.
In case you need help to repay a high interest SMS loan or a quick loan, apply for a consumer loan on the MONEYZEN platform. Based on the loan application submitted, MONEYZEN will tailor a personalised loan offer just for you, based on the investors’ offers.
Suggestions before applying for a loan
Compared to quick loan, the consumer loan is usually characterised by a longer period and thorough application process. Banks may also offer consumer loans provided additional collateral is available. Consumer loan is a financial obligation that must be repaid. Consider the loan terms carefully. As a result of loan repayment default your loan debt might increase due to reminder fees and other costs associated with the debt collection process.
- Think through
Consider carefully if you really need a loan and in which amount. If you are able to save the necessary amount monthly, you can avoid loan costs.
- Compare offers
Investigate and compare the terms of several loan providers. So you can pick the best offer available. Remember to pay attention to the loan interest rate, annual percentage rate (APR) and what is the total repayment amount of the loan.
- Amount of income
All your loan repayments should not exceed 33 percent of your total monthly income. This will enable you to continue repayments during a short period of unemployment, sick leave or after an accident.
- Additional terms
Make sure that you have considered all additional terms and costs. Remember to examine all the loan terms and conditions written in small letters. Consult an expert if necessary to avoid additional obligations.