Loans from people to people on flexible terms
MoneyZen is a peer-to-peer platform created to connect people
Personal Loans
We offer unsecured personal loans to Estonian residents at favorable rates and with no hidden fees
Loan amount
500 to 10000€
Loan peroiod
1 to 7 years
ApplyInvestment
Investors can set their own investment criteria and enjoy great returns and capital growth
• High returns
• Limited risk
• Loan market
InvestLOANS
MoneyZen complies with the responsible lending principles

Verification
We make reasonable inquiries to collect information about the applicant’s financial situation

Creditworthiness
We verify the applicant’s financial situation and calculate the credit score to assess his or her capability to fulfill the loan obligation

Sustainability
We assess if the credit contract is sustainable for the applicant and inform the applicant about the risks related to borrowing
INVESTMENT
Investing through MoneyZen you invest into loan contracts that the borrowers will pay back together with the interest. You can choose to invest as an individual or via a legal entity.
3 534 558€
The volume of loan contracts
3 772€
Average loan amount
30 699
Processed loan applications
18,67%
Average investment interest