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Representative example

A sample loan 1 000,00 € at a fixed interest rate of 20,16% for 2 years with a monthly repayment of 53,98€ will have an annual percentage rate of 34,54%. The total amount of repayments is 1 330,52 €, including 223,52 € interest, 72,00 € monthly maintenance fee, contract fee 30,00 € and ZenFund fee 5,00 €. Contract fee and ZenFund fee will be paid immediately when the loan is disbursed. The total cost of credit is 330,52 €. The terms offered to you will depend on your individual situation. Before using the service please read the loan guide, user agreement and general terms and conditions of our financial services. If necessary ask an expert for advice.

Dear Investor!

Please keep in mind that although MoneyZen investors have earned an average return greater than 15% after the paid fees and bad debts write-off using MoneyZen’s lending platform, the invested capital remains at a high risk. Earning the return on investment through lending money via MoneyZen poses the risk of losing the invested capital partially or entirely. MoneyZen seeks to earn an average return of 12% p.a. on invested capital (after the paid fees and bad debts write-offs). The ZenFund offered by MoneyZen may compensate you the principal of a bad debt. Before using the service please read the investment guide, user agreement and general terms and conditions of our financial services. If necessary please consult with a financial expert.